When you are injured on the job, your primary (and often only) recourse for benefits is through a workers’ compensation claim. Here are the types of benefits you may be eligible for under the New Jersey workers’ compensation laws.
If your claim is approved, you have a right to reimbursement or compensation for all necessary and reasonable medical treatment, including prescriptions and hospitalization services. Your employer has the right to choose the treating doctor for any work-related injury, but if the employer wrongfully denies coverage for medical treatment or there’s an emergency, you can pick your own physician.
Temporary Total Benefits
If your injury keeps you off the job for more than 7 days, you will be entitled to temporary total disability benefits, paid during the period you cannot work and are under medical care. The benefits to 70% of your average weekly wage for the last 26 weeks but cannot exceed A maximum rate that is set by law.
Permanent Partial Benefits
If your injury is permanent in nature, you will qualify for what are known as “scheduled” or “non-scheduled” losses. A scheduled loss involves legs, arms, hands, feet, fingers, toes, eyes, ears or teeth. A non-scheduled loss involves a permanent injury to any other body part.
Permanent Total Benefits
If your injuries/disability keep you from ever working again, you can receive a permanent award of up to 70% of your average weekly wage subject to a maximum rate set by law. The initial award, though, will be for a maximum of 450 weeks. After that time period has elapsed, you may still receive benefits, provided you can show that you are still unable to work.
A surviving spouse and natural children can obtain weekly workers’ compensation payments when a person is killed in a work accident or dies because of a work-related injury or illness. The monthly payments are 70% of the average weekly wage subject to a maximum rate set by law. Children will be eligible for payments until age 18, or until age 23, if a full-time student.
We handle all workers’ compensation cases on a contingency basis. There will be no attorney fees unless we get compensation for your losses.